Has anyone used bitcoin debit cards?

[ralphdkemp]

Hey, I'm from the UK and looking for some advice regarding crypto/bitcoin debit cards. Has anyone used them? Which Bitcoin debit/credit card do you think is the best overall for low or no fees when used online or in shops?

For cards linked to exchanges like Coinbase or Binance, do I need to top up the card, or can it directly spend from my crypto balance on the exchange? Also, if I'm using an ERC20 token like USDC, are the conversion fees higher when I spend because of gas fees?

What happens if I buy something online using Bitcoin through the card, but the item never arrives? Can the card help me with a chargeback to recover the Bitcoin? Finally, which of these cards available in the UK are regulated by the FCA? I have so many questions, lol. Sorry. I’m just looking for the best overall crypto card for spending in the UK.

 

[cryptocore]

Coinbase, Revolut, NEXO and Crypto.com crypto cards are available in the UK. Coinbase is probably most convenient one to use if you have a Coinbase account, but it doesn’t have any incentives (no rebates, no cashback, no nothing).